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1I hear that property prices are going up. Can I still afford an HDB flat? 
2It seems that the BTO System cannot meet the needs of flat buyers, especially young couples in urgent need of a home? Why can't HDB shorten waiting time and build ahead of demand? 
3I heard that HDB is taking actions against unauthorised subletting of flats. I also heard of many cases where flats were rented out with one room locked. Is this legal? 
4I hear that high Cash-Over-Valuations (COV) are pushing up prices of HDB resale flats. What is this 'COV' about? 
5Some people say that the housing subsidy is not a true subsidy. Is that so? 
6Given the higher prices for quality flats, is the current income ceiling of $8,000 sufficient? Can HDB consider raising the income ceiling beyond $8,000 to enable easier repayment for pricier, new HDB flats? 
7There are some who simply cannot afford to buy a flat and are not eligible for rental housing. How can HDB help? 
8I wish to understand how new HDB flats are priced. Can you explain HDB's market-based approach in simple terms? 
9If HDB flats are affordable, why are some lessees in arrears? Please help explain this to me. 
10The waiting time for rental flats is so long. Is that the reason why there are homeless people staying on the beach, void decks etc? Instead of being so stringent with the supply, shouldn't HDB build more rental flats to meet the increased demand? 
11But under Interim Rental Housing (IRH), they have to share a flat. This is very difficult. Is there a better way? 
12Young couples with a combined monthly income of about $3,000 to $4,000 may not be able to afford 4- or 5-room flats from the open market. What are their options? 
13The increase in value of my HDB flat is only paper gain. As my HDB flat is my only home, if I sell it, where would I stay? How can I ever monetise it then? 
14What is the impact of Permanent Residents (PRs) and foreigner influx on the public housing market? Have they driven up prices, COVs and rents? 
15What is the impact of private property owners (PPOs) buying resale flats on flat prices? Should PPOs be banned from buying resale flats? 
16Can HDB continue to ensure affordable housing for first-timers and also sustain the values of the flats of Singaporeans? Shouldn't HDB worry about providing shelter first? 
17How does HDB estimate the annual supply of flats? Does it take into account the influx of foreigners and new citizens for its flat supply? 
18Despite the Government's assurance to increase flat supply, the high application rates for BTO projects seem to suggest that the supply is insufficient to meet demand. Is the Government doing enough? 
 
Page Last Updated On 11 May 2010